Todd Swanson, CLU, ChFC, CLTC

Investment Advisor Representative

Years in insurance/financial planning business:

 I have been in the insurance business for over 30 years.   For the first two years, I was an actuarial student. After that, I worked as a group health, life and pension wholesaler from 1977 through 1983. In 1983, I started consulting on retirement plans working with Fortune 1000 companies throughout the United States. Traveling every week, and being away from my wife and children, was not the life I had planned. I then started the 401(k) plan division for a Minnesota based insurance company. In 1990, with the encouragement of my clients and family, I went and started my own practice to serve my clients better. I have enjoyed serving my clients for over 25 years as a financial professional.

Areas of Expertise:
I enjoy working with small to medium sized business owners to help develop the most cost effective and successful employee benefit plan for themselves and their employees.
Mostly, I focus on the retirement plan offerings for the company, with a focus on the owners and/or key employees, to help with their personal financial goals.
What Separates Me from the Competition:
My hands-on approach to better communication of the products and services I provide. I will not sell a product without explaining how the plan works, or how it will benefit the family members or employees of the company.
Educational Background:
I graduated in 1977 from the University of Minnesota, College of Business, now known as the Carlson School of Management.. My degree was Bachelor of Science in Business Administration. 
Since then, I have earned the designations of CLU, ChFC, and CLTC. These designations required extensive study in all areas of investments, insurance and the aspects of the financial planning process.  I was compelled to educate myself, so I could better serve my clients.
I have dedicated my life to the financial services industry. Therefore, I have been a member of the following professional trade groups:
National Association of Insurance and Financial Advisors – Member since 1981
Society of Financial Service Professionals – Member since 1986
North Hennepin Chamber of Commerce – Member since 2004
Securites and advisory servcies offered through Royal Alliance Associates, Inc., member FINRA/SIPC
Phone 763-971-9205
Fax 763-971-8040